AI-Powered FP&A for SMBs

Chart the Money.
Steer the Business.

AIFinNav is an AI-powered financial planning and analysis platform that delivers board-grade financials to small and mid-size businesses with $1M–$100M in revenue. It replaces the need for a dedicated CFO or expensive enterprise FP&A software by providing AI-driven revenue forecasting, scenario planning, cash flow analysis, budget variance tracking, and industry benchmarking. Tools are available individually through a pay-per-outcome model — starting at $99 per run — or via monthly subscriptions from $39 to $279. AIFinNav is built for founders, operators, and finance leads who need investor-grade financial clarity without enterprise overhead.

Board-grade financials for $1M–$100M companies — AI-powered FP&A, forecasting, cash flow, and modeling. No CFO required.

Free FP&A Maturity Assessment See Pricing
$4.4B
FP&A software market (2024)
3x
SMB FP&A adoption jump
$0
Pay-per-outcome FP&A tools before us
The Problem

Your financials shouldn't require a finance team

SMBs face a brutal gap: they need investor-grade financial intelligence but can't justify a $200K CFO, a $50K enterprise platform, or the 6-month onboarding that comes with both.

72%

Finance leaders investing in analytics

The demand is real. But existing tools price out the companies that need them most.

61%

Already bought FP&A tools in 2024

Up from 19% the year prior. The market moved. The pricing didn't.

$250+

Monthly minimum for enterprise FP&A

That's before implementation, training, and the 6-month ramp nobody warns you about.

0

Pay-per-outcome options on the market

Every platform locks you into subscriptions. We think you should pay for results.

How It Works

Board-grade output in three steps

No implementation project. No training sessions. Connect your data, let AI analyze it against SMB benchmarks, and get output your board would accept.

1

Connect Your Data

Upload financials or connect your accounting platform. CSV, QuickBooks, Xero — whatever you use. Setup takes minutes, not months.

2

AI Analyzes & Benchmarks

Our models analyze your numbers against anonymized SMB benchmarks — gross margin, OpEx ratio, cash conversion, growth-to-burn — by industry and size.

3

Board-Grade Output

Receive investor-ready forecasts, scenario models, variance reports, and cash flow projections. Every output shows its assumptions and methodology.

Use it once. Pay once. No subscription required.

Every tool delivers a concrete financial artifact. Run it when you need it. The output is yours to keep, share, and present.

📊

AI Revenue Forecaster

12-month revenue forecast with scenario bands and full assumption transparency. Board-ready in minutes.

$149/run
🔀

Scenario Planning Engine

P&L and cash impact for hire, churn, and rate scenarios. What-if modeling without spreadsheet chaos.

$99/scenario
📈

Budget vs. Actual Tracker

Monthly upload, AI-flagged variances, management-meeting summary drafted automatically.

$149/mo
💰

Cash Flow Forecaster

13-week rolling cash forecast with AR/AP aging analysis. Know exactly when cash gets tight.

$199/mo
📋

FP&A Benchmarks Report

Custom benchmarking by firm size and industry. See where you stand against real anonymized SMB data.

$149
🔍

AI Variance Analysis

AI-powered deep dive into budget vs. actual gaps. Root cause identification and actionable recommendations.

$129/run

Built on data no one else has

Every run feeds an anonymized SMB benchmark dataset. The more companies use AIFinNav, the smarter every forecast becomes.

A KCENAV.AI Company

Part of the KCENAV.AI family of AI-native business navigation tools. Revenue data, operations metrics, and financial modeling all informed by a broader intelligence layer.

Your Data Stays Yours

Individual financial data is never used to train AI models. Only anonymized, aggregated benchmarks improve platform accuracy. Full deletion available anytime. AES-256 encryption at rest.

SMB Benchmark Dataset

Gross margin, OpEx ratio, cash conversion, AR/AP days, growth-to-burn — by firm size and industry. This dataset doesn't exist elsewhere for the SMB segment.

Pricing

Start free. Pay when the value is obvious.

Begin with a free FP&A Maturity Assessment, try individual tools at pay-per-outcome pricing, or subscribe when you want always-on financial intelligence.

Free FP&A Maturity Assessment

Discover where your financial operations stand compared to industry peers. Personalized scorecard with actionable improvement recommendations. No credit card required.

Coming Soon
Starter
$39/mo

Financial foundations for growing companies.

  • Financial model library
  • Cash flow tools
  • Budget templates
  • FP&A maturity tracking
  • Email support
Get Started
Enterprise
$279/mo

Full AI-CFO for serious operations.

  • Everything in Pro
  • Custom dashboards
  • Monthly CFO office hours
  • PE-portfolio toolkit
  • Multi-entity consolidation
  • Dedicated account manager
Contact Us
FAQ

Questions buyers actually ask

What is AIFinNav?

AIFinNav is an AI-powered financial planning and analysis (FP&A) platform built for small and mid-size businesses with $1M–$100M in revenue. It delivers board-grade financials — revenue forecasts, scenario models, cash flow projections, budget variance reports, and industry benchmarks — without requiring a dedicated CFO or finance team. Tools are available individually on a pay-per-outcome basis or through monthly subscriptions.

Do I need a subscription to use AIFinNav?

No. AIFinNav offers pay-per-outcome tools that require no subscription. You can run an AI Revenue Forecast ($149), a Scenario Plan ($99), or an FP&A Benchmarks Report ($149) as a one-time purchase. Subscriptions ($39–$279/month) are available when you want always-on access to the full platform with additional features like AI variance analysis and custom dashboards.

What size business is AIFinNav designed for?

AIFinNav is purpose-built for SMBs generating $1M–$100M in annual revenue. These companies typically lack a dedicated finance team but need investor-grade financial analysis for board meetings, fundraising, and strategic decisions. Whether you're a 10-person startup or a 200-person mid-market firm, AIFinNav scales to your financial complexity.

Is my financial data secure?

Yes. Financial data is encrypted in transit (TLS 1.3) and at rest (AES-256). AIFinNav does not use your individual financial data to train AI models. Only anonymized and aggregated benchmark data is used to improve platform accuracy. You retain full ownership of your data and can request deletion at any time. See our Privacy Policy and AI Use Policy for full details.

How does AIFinNav compare to hiring a CFO?

A fractional CFO costs $5,000–$15,000 per month. A full-time CFO costs $200,000+ per year. AIFinNav delivers comparable financial analysis — forecasting, variance analysis, scenario modeling, and board-ready reports — starting at $39/month or as individual pay-per-outcome runs. It's not a replacement for strategic financial leadership, but it handles the analytical work that consumes the majority of a finance leader's time.

Financial clarity shouldn't be a luxury reserved for companies that can afford a CFO.

AIFinNav puts the same financial intelligence behind a $5M services firm that a $500M enterprise takes for granted. The numbers, charted. The decisions, clear.

Start Free Assessment See All Pricing

All financial outputs generated by AIFinNav are AI-generated and intended for informational purposes only. They do not constitute tax, accounting, audit, or investment advice. Outputs should be verified with a qualified financial professional before making business decisions. Seek expert advice.